Finance Pricing
| Vehicle | Max Term | Zone 1+ (Incl. Waived Security Deposit) FICO 720+ | Zone 1 (Incl. Waived Security Deposit) FICO 719-690 | Zone 2 (Incl. Waived Security Deposit) FICO 689-670 | Zone 3 (Incl. Waived Security Deposit) FICO 669-650 | Zone 4 FICO 649-630 | Zone 5 FICO 629-610 | Zone 6 FICO 609-580 | Zone 7 FICO 579-520 | |
NEW | MY14 Scion iQ Model#6242/6248 | 36** | 0.00001 | 0.00001 | 0.00001 | 0.00001 | 0.00390 | 0.00470 | 0.00530 | 0.00650 |
| MY15 Scion iQ Model#6242 | 36** | 0.00001 | 0.00001 | 0.00001 | 0.00001 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MY14 Scion xD Model#6232/6233 | 36** | 0.00029 | 0.00029 | 0.00029 | 0.00029 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MY14 Scion xB Model#6202/6203 | 36** | 0.00071 | 0.00071 | 0.00071 | 0.00071 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MY14 Scion tC Model#6222/6223/6228/6229 | 36** | 0.00015 | 0.00015 | 0.00015 | 0.00015 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MY15 Scion tC Model#6222/6223 | 36** | 0.00068 | 0.00068 | 0.00068 | 0.00068 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| MY14 ScionFR-S Model#6252/6253 | 36** | 0.00135 | 0.00135 | 0.00135 | 0.00135 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| Vehicle | Max Term | (Incl. Waived Security Deposit) | (Incl. Waived Security Deposit) | |||||||
NEW | Scion All Vehicles (except ones listed above) | 24-36 | 0.00180 | 0.00190 | 0.00235 | 0.00325 | 0.00390 | 0.00470 | 0.00530 | 0.00650 |
| Scion All Vehicles (except ones listed above) | 37-60 | 0.00200 | 0.00210 | 0.00255 | 0.00345 | 0.00410 | 0.00490 | 0.00550 | 0.00670 | |
| Scion Certified Pre-Owned Vehicles | 24-36 | 0.00180 | 0.00190 | 0.00235 | 0.00325 | 0.00390 | 0.00470 | 0.00530 | 0.00650 | |
| Scion Certified Pre-Owned Vehicles | 37-60 | 0.00200 | 0.00210 | 0.00255 | 0.00345 | 0.00410 | 0.00490 | 0.00550 | 0.00670 | |
| MSRP/Avg. Retail Book Value Maximum Advance* | 120% | 115% | 110% | 105% | 100% | 100% | 95% | 95% | ||
| * TFS’ standard advance policy is as follows: Applicable MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License. | ||||||||||
| Qualified applicants without bureau FICO score are eligible for Zone 7. For <520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*) | ||||||||||
| After January 5, 2015, all rates and terms may change. All other program parameters remain unchanged. The "W" Option benefit does not apply to the contracts designated with the ** above. All Monogram & Release Series (excl xB RS10) vehicles are NOT eligible for this offer. | ||||||||||
PROGRAMS
- Scion Solutions College Graduate Program: NEW vehicles receive rebate and customers are eligible for Zone 1 rate (at minimum) and waived security deposit. SCPO customers are eligible for Zone 1 rate (at minimum) and waived security deposit. Rebate not compatible with SCPO.
- Scion Solutions iFi Program: Qualified iFi customer rate is determined by FICO score. FICO score must be >=610 (New Scion only). Refer to program guidelines for a list of qualifications.
GUIDELINES
- Dealer rate participation not allowed on any Scion Solutions lease programs.
- Encore: Security deposit waiver and End-of-term benefits are applicable; however, rate reduction for Encore is not compatible with any Scion Solutions lease programs.
- Low Mileage Lease: Add 2% to the current published residual percentages (24-60 mos.) for New only.
- Multiple Security Deposit (not available in New York): Deduct 0.00008 RCF points from qualified Zone rate for each additional security deposit (maximum of 9). 1 Pay is not compatible with this program.
- 1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.
- Credit worthy Business Solutions: customers, including those with co-applicants with 610+ FICO scores, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate. Co-applicants with <610 FICO scores receive a Zone 6 or 7 standard consumer rate, as shown above.
- Dealer-Owned Vehicle (DOV) Finance Program: leases receive an automatic Zone 1 + rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
- SCPO: Eligible vehicles: Current year used through 3 year old Scion vehicles (65,000 miles or less), with a Scion Certification Number.
Maximum terms vary based on model year: Current Year-up to 60 Months;
1 Year old-up to 60 Months; 2 and 3 Years old-up to 48 Months. - TFS Acquisition Fee: All Scion lease agreements contracted with TFS are subject to a $650 Acquisition Fee.
FLAT FEE SCHEDULE
| Scion New Vehicles | Scion Certified Pre-Owned Vehicles | |
| Non-Wholesale Zone 1+ -7 | Wholesale "W" Payout Dealers | Non-Wholesale Zone 1+ -7 |
| & Wholesale Zone 1+ -7 | Zone 1+ and Zone 1 | & Wholesale Zone 1+ -7 |
| $250 | $250 + $75 =$325 | $200 |
NEW SCION VEHICLES ONLY
| Max Term | Zone 1+ FICO 720+ | Zone 1 FICO 719-690 | Zone 2 FICO 689-670 | Zone 3 FICO 669-650 | Zone 4 FICO 649-630 | Zone 5 FICO 629-610 | Zone 6 FICO 609-580 | Zone 7 FICO 579-520 |
| 60 | 3.55% | 4.30% | 6.50% | 8.95% | 12.29% | 14.05% | 17.05% | 21.00% |
| 66 | 3.85% | 4.30% | 6.50% | 9.50% | 12.29% | 14.30% | 17.40% | 21.25% |
| 72 | 3.90% | 4.70% | 7.05% | 9.75% | 13.29% | 14.80% | 17.80% | 21.50% |
| 75 | 4.40% | 5.20% | 7.05% | 9.75% | 13.29% | 14.80% | 17.80% | 21.50% |
| 84 | 5.65% | 6.45% | N/A | N/A | N/A | N/A | N/A | N/A |
| Advance Limits¹ | 120% | 120% | 120% | 120% | 100% | 100% | 100% | 100% |
| Advance Exception Uprates | +.25% | +.25% | +.25% | +.25% | +.50% | +.50% | +.50% | +.50% |
- 1Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book
The FINE PRINT
- Scion Solutions iFi: Qualified iFi customer rate is determined by FICO score. FICO score must be >=610 (New Scion only). Please refer to program guidelines for a list of qualifications.
- Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only).
SCION CERTIFIED PRE-OWNED VEHICLES ONLY
| Max Term | Zone 1+ FICO 720+ | Zone 1 FICO 719-690 | Zone 2 FICO 689-670 | Zone 3 FICO 669-650 | Zone 4 FICO 649-630 | Zone 5 FICO 629-610 | Zone 6 FICO 609-580 | Zone 7 FICO 579-520 |
| 60 | 3.55% | 4.30% | 6.50% | 8.95% | 12.29% | 14.05% | 17.05% | 21.00% |
| 66 | 3.85% | 4.30% | 6.50% | 9.50% | 12.29% | 14.30% | 17.40% | 21.25% |
| 72 | 3.90% | 4.70% | 7.05% | 9.75% | 13.29% | 14.80% | 17.80% | 21.50% |
| 75 | 4.40% | 5.20% | 7.05% | 9.75% | 13.29% | 14.80% | 17.80% | 21.50% |
| 84 | 5.65% | 6.45% | N/A | N/A | N/A | N/A | N/A | N/A |
| Advance Limits¹ | 120% | 120% | 120% | 120% | 100% | 100% | 100% | 100% |
| Advance Exception Uprates | +.25% | +.25% | +.25% | +.25% | +.50% | +.50% | +.50% | +.50% |
- ¹ Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Book
- * Available on 1-3 year old Scion Certified vehicles ONLY.
The FINE PRINT
- TFS Used rates apply to Non-Certified Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation guidelines, and Minimum Reserve schedule.
- Qualified applicants without bureau FICO scores are not eligible for the SCPO program.
- For < 520 FICO scores, add 1% to Zone 7 rate.
- ** 84 month term requirements: Minimum amount financed is $15,000.
PROGRAMS
- Scion Solutions College Graduate Program customers are eligible for Zone 1 NEW car rate.
FEATURES
- NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines.
- When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO score.
- Please note that the Multiple Credit Bureau Option is not available to customers that have a null FICO or a FICO score less than or equal to 609 on either the applicant or co-applicant's Primary Bureau.
- Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs.
- Equity Program for ALL Zones - For Loan-to-Value (LTV) 80.01% - 90%, DEDUCT 0.25% FROM ABOVE RATES.
- Super Equity Program for ALL Zones - For Loan-to-Value (LTV) ≤ 80%, DEDUCT 0.50% FROM ABOVE RATES.
- Encore End-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
- Credit worthy Business Solutions customers, including those with co-applicants with 610+ FICO scores, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate. Co-applicants with <610 FICO scores receive a Zone 6 or 7 standard consumer rate, as shown above.
- Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1+ rate. Standard Minimum Reserve Schedule applies. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
MINIMUM RESERVE SCHEDULE
- New
- Non-Wholesale Zone1+ thru Zone 7
- Wholesale Zone 2 thru 7
- $250
- New
- Wholesale
- Zone1+ thru Zone 1
- $325
- For ALL SCPO
- Non-Wholesale Zone1+ thru Zone 7
- Wholesale Zone1+ thru Zone 7
- $200
OTHER PRODUCTS
| Lo Jack System 1 | $695.00 |
| Lo Jack System 2 | $795.00 |
| Lo Jack System 3 | $995.00 |
| Engine Immobilizer - Silencer | $495.00 |
| Alarm - Standard | $495.00 |
| PAT Etching | $295.00 |
| AUTO CARE PROGRAM - 3YEARS/ OIL CHANGES | $995.00 |
| GAP - Guaranteed Auto Protection | $895.00 |
APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.
Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.